There has been a lot of changes since my initial “What Life Looks Like” post. I was rereading it, looking at the goals I had, and the goals I have now, and I noticed that a number of things have changed in the two years since that post. Many of the goals I blew through, others I’m still working towards, and some I’ve put completely on the back burner.
Here’s my current worksheet.
1 Year / Jan 2024
Category | Goal | Progress |
---|---|---|
Career | Pet Store, XXK/Year | 101% |
Blog 200 Followers | I think like 45? | |
Home | Condo, Owe $204K | ~208. On pace? by EOY. |
New Bathrooms | Completed. | |
Health | Weight: 220# | ~240. |
Body Fat %: 18 | 22.3 | |
CrossFit 5x a Week | 5-6 times a week. | |
Occasional Weightlifting | Every Sunday | |
1.5 Miles Running Daily | 0 miles daily 😦 | |
Biking 20 Miles biweekly | 0 miles biweekly. 😦 | |
Finance | 401K fully funded | Contribution on track to max out |
After-tax investing $XX/month | 160% of goal per month | |
Family | Zoe in College, Happy | Zoe enrolled at WSU |
Lydia driving, some sort of athletics. High School, Maybe a running start? | Lydia in Drivers Ed. Aerial Silks 2x a week! | |
Emerson sports?, High School | Emerson fencing and rowing. |
I made this sheet in January of this year, and I’ve done fairly well against my goals!
Met Goals
Career – Salary. I am right where I wanted to be at the beginning of the year. I got a decent review, and a solid bump in my salary that tipped me over the edge in April.
Home – New Bathrooms. After 17 years in the condo with 3 kids, 3 dogs, and up to 2 cats (RIP Edgar… we still miss you), the house was in some dire need of some TLC. The bathrooms were the next big thing, and it’s GREAT to have them completed!
Health – CrossFit and Weightlifting. It is just a daily habit now. It is awesome and I love it.
Finance – 401K and investing. I’m on pace to fully fund my retirement plan, and I’ve done a TON of work to REALLY ramp up my investing to nearly 160% of my monthly goal.
Family – Everyone’s doing pretty much exactly where we were hoping they’d be. Emerson has fencing and is rowing in high school. Lydia’s finally started driver’s ed, and does her aerial silks athletics twice a week, and Zoe is enrolled for her first semester at WSU.
Not Yet Met Goals
Blog – Follower Count – Blogs likely get more followers when they don’t get updated for a year. Gotta get back on the horse here.
Condo – Mortgage – I’m on pace to be close here, but the bathrooms were more expensive than I had anticipated. It’ll be a photo finish at the end of the year.
Health – Weight & Body Fat % – I’m headed in a good direction here. I’m down from my heaviest on the year (265… ugh), but even when eating mostly clean, it’s still a struggle.
Health – Running and Biking – I was doing well on this one. I was going about 2-3x a week, and had built up to some real distance. My longer runs were in the 8-10 mile range but I started getting some pretty severe hip pain afterwords. The biking just is not that interesting right now. I might just sell the bike to clear up some space.
Things that Changed Since 2021
When looking back at my old “2024” post, I wanted to be further along in my writing. I feel like had I stayed at the Credit Union, that would be a possibility, but a job change moving over to learning whole new stacks and languages required my research time to get good. On the plus side, I’m a decent Python, Kotlin, and Java programmer now, and I’m not so bad at AWS and Terraform.
I do not really include local travel goals anymore, unless they would require real planning. A trip to Walla Walla or Chelan only requires a little coordination with a hotel or AirBnB that allows for dogs. I would still like to get to New Zealand, but that’s still very much in the 3 years or more away.
I also changed my investing amount significantly. In 2021, I was working on pushing my “months ahead” forward in YNAB. After making a fair amount of progress on it (getting to nearly 4 months ‘ahead’), I started wondering if keeping all that cash on hand was truly necessary.
Now I feel like having much more than a month’s worth of cash on hand seems to be ‘enough.’ We are investing about 15% of post-tax income now.
The three and five year goals look very similar.
3 years / Jan 26
Category | Goal |
---|---|
Career | Happy in my job. Knowing what I’m trying to do, and who I’m helping. Current + 10% a year? |
Blog, 2500 followers | |
1 Book Written (Published? I dunno.) | |
Home | Condo. Owe $170K on it. |
Health | 210# Maybe down to 1 blood pressure pill |
5x a week CrossFit + occasional weightlifting, running for 10-15 miles weekly. | |
Travel | New Zealand |
Finance | Retirement accounts funded to legal maximum. |
Investing 2.5x current per month. (Somewhere between 35-40% of income?) | |
Family | Zoe and Lydia should be in College? |
Emerson doing at least one sport |
5 Years / Jan 28
Category | Goal |
---|---|
Career | Happy in my job. Knowing what I’m trying to do, and who I’m helping. XXK + 25% a year? |
Blog, 15000 followers | |
1 Book Written and Published | |
Home | Condo. Owe $135K on it. |
Health | 200# |
CrossFit, weights, and running. Generally quite active. | |
Finance | Retirement accounts funded to legal maximum. |
Investing 50% monthly post-tax income. | |
Family | All kids in College? |
The reality is that in the next 5 years, it is going to be a lot of the same. Aggressive pushes on salary goals and investing goals. Ideally, we will get to investing half of our post-tax income within 5 years time.
My health and maintaining a regular active lifestyle is probably the highest priority item. I am continuing a slow burn on the weight loss. I plan on working more on my writing, and within 5 years get a book published, but the health is definitely the higher priority.
Frankly, the blog followers number goal I might just drop entirely, as I cannot exactly control that. I have thought about making a “number of posts” goal to replace it, but I have yet to pull the trigger.
Finally, the family goals are very fungible. For example, Zoe seems to be interested in health care (specifically and oddly, mortuary science.) That requires a degree of some sort, but if the other kids wanted to join the military, or go to culinary school, or work to be an apprentice welder or plumber, I could not object.
The ten year goals are even more unspecific.
Category | Goal |
---|---|
Career | 2 Books Written and Published |
Advanced Degree? | |
Home | Not living in the condo. Mount Vernon / Bellingham? |
Health | 180-190# |
Generally active. | |
Still living with the same heart I was born with. | |
Finance | Retirement accounts funded to legal maximum. |
Investing >50% monthly post-tax income. | |
Family | Happy and Healthy |
The big thing to notice is the drop on the salary goal. I don’t expect a drastic change from the 5 year goal in terms of an amount (although that could happen?), I’m just not pushing for it as hard.
I have been thinking about persuing an advanced degree, so that is a new goal development.
Paying off the condo remains on the 10 year goal, although with the Seaview property not available, we will likely look north. Heather likes Bellingham, and always has. I’m more fond of Mount Vernon, but something in Skagit / Whatcom county area of Washington seems like the most likely location.
The health goal adds a pretty heavy goal, and one that largely reflects something that happened a long time ago. Assuming I keep things going, and keep up the healthy habits, it should be attainable.
Those are my updated goals. The nearer ones are again more specific, and more easily actionable, and SMART folks will notice each of them generally has a number associated with it so I can figure out whether or not I’ve achieved it.
I hope this post inspires you to think about your own goals!